IdentityForce Review – Your Protection
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IdentityForce is a solid tool to protect from identity theft, but it doesn't replace personal vigilance.
8/10
Cost
7/10
Features
8/10
Ease of use
8/10
Services
8/10
Unless you live under a rock, you may have heard of several instances of identity theft. They are everywhere, and they can happen to anyone. If you are worried about being a victim of identity theft, you must take many steps to protect yourself from fraud. You can consider using a password manager for your online accounts while closely monitoring your credit reports to catch any suspicious activity. Further, you should remember to shred mail and store your sensitive information in a lock and key at your home.
However, there will be times when self-monitoring will not be enough, and this is when you may have to consider identity theft protection services for additional protection. They take all the necessary steps to protect you that you cannot do by yourself, like monitoring the dark web for any information about you and keeping a close eye on social media accounts.
Jump To
What is IdentityForce?
IdentityForce is a well-known identity theft protection company that offers outstanding services and two robust protection plans. Many people cannot protect their identities alone; if you are one of them, IdentityForce can provide the protection you require at an affordable cost.
It monitors your personal information and informs you of any unusual activity. You do not need to watch every single account or document; IdentityForce will do it for you at a cost. If your identity is compromised, you need to work on restoration. It is available for individuals, families, and businesses.
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How does IdentityForce work?
When you visit the IdentityForce website, you’ll see a “Get protected” now option at the top right. Click on it to be redirected to a new page.
On the next page, you will see two options: the UltraSecure plan and the UltraSecure+Credit plan. You can enjoy a 30-day free trial with UltraSecure. Here you can compare the features and choose the plan for the individual or family.
Now click Start Protection, and you will go to a new page. Here, you can see the three steps you need to follow. You simply select a plan, provide your details, and get protection. First, you must fill in your name, email, and date of birth.
Now, choose between the annual plans or monthly plans. Once you click on continue, you will go to the next step. Simply provide the credit card details here and make the payment. There is a secure payment gateway.
After the payment is processed, you will be protected from fraudsters. You can choose the plan that best suits your needs, whether for individual or business protection.
IdentityForce plans
You can choose from the two plans offered by IdentityForce.
UltraSecure
- Smart SSN Tracker
- Bank and Credit Card Activity Alerts
- Dark Web Monitoring
- $1 Million Identity Theft Insurance
- Bank and Credit Card Activity Alerts
- Online Identity Vault
UltraSecure+Credit
- Smart SSN Tracker
- Bank and Credit Card Activity Alerts
- Dark Web Monitoring
- 3 Bureau Credit Monitoring
- 3 Bureau Credit Reports
- 3 Bureau Credit Scores
- Credit Score Tracker
- Credit Score Simulator
How much does IdentityForce cost?
With IdentityForce, you get to decide between the two plans- the UltraSecure identity theft protection plan and the UltraSecure+Credit plan.
Here's what the pricing looks like:
- UltraSecure: $19.90 per month or $199.90 annually for an individual plan
- UltraSecure: $24.90 per month or $249.90 annually for a family plan
- UltraSecure+Credit: $34.90 per month or $349.90 annually
- UltraSecure+Credit: $39.90 per month or $399.90 annually for a family plan
The two UltraSecure plans come with a 30-day trial period.
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IdentityForce features
Let us look at the features of IdentityForce to help you decide if you should sign up for it.
Monitors all the credit reports
To ensure complete protection, IdentityForce offers all three bureaus - Equifax, Experian, and TransUnion – so you can always keep an eye on your credit report. It will also help determine if a new account is in your name or any other suspicious activity has occurred. You will have to opt for the UltraSecure+Credit plan for this feature. However, the credit scores provided are based on the VantageScore 3.0 model.
Mobile app
Using IdentityForce through the mobile app to monitor identity and receive alerts and notifications immediately is convenient.
$1 million for protection insurance
When you purchase a plan from IdentityForce, you receive $1 million in insurance coverage. This coverage will help you cover legal costs and reimburse you if you are a victim of phishing or fraud.
High security for web surfing on a phone
You can use the IdentityForce virtual private network on the mobile app to surf the web safely on your phone.
Lost wallet assistance
IdentityForce will help replace or cancel credit cards and other accounts if your wallet is stolen or lost.
Assistance for junk mail opt-out
You can remove your email and name from the marketing details to put your personal information at high risk.
Medical ID protection
It will monitor the records to ensure that you and the family only use the medical benefits and no one else is doing so.
Social media monitoring
IdentityForce will help ensure that no one is opening new social media accounts under your name.
Control over mobile attack
IdentityForce will monitor the mobile to check for rogue apps, spyware, and more.
Who is IdentityForce best for?
Those who want protection on their fingertips. If you are worried about being a victim of identity theft and want complete protection right at your fingertips, IdentityForce is for you. An IdentityForce app is available for iOS and Android phones.
Extensive identity monitoring. IdentityForce is a good option if you want complete information monitoring, including your credit score and social media. It is worth the money if you regularly check your credit report.
Who shouldn’t use IdentityForce?
Those who seek a wide variety of plans. If you seek different plans and want multiple options, IdentityForce is not for you because it only has two plans.
Pros and cons
Pros
- Exceptional tracking features. IdentityForce comes with many threat and tracking features that could be hard to replicate on your own.
- Medical fraud detection. With IdentityForce, there is no risk of medical ID theft. This feature is not available in most competitors, and the theft could lead to your medical records being mixed with others.
- Credit restoration services. This feature can help you with reporting, mailing, and copying associated with identity theft recovery.
- Family plans. You can opt for family plans and enjoy a low average cost of using IdentityForce.
Cons
- Some services are not needed. IdentityForce offers services like credit score assistance and a simulator with a credit freeze which may not be needed.
- Limited VPN choice. When you sign up to get the mobile device protection or VPN, you will not get to choose the type you get.
- Higher price point. IdentityForce has a higher price point as compared to its competitors.
IdentityForce vs. competitors
App | Pricing | Credit Monitoring | Identity Theft Insurance |
IdentityForce | $19.90 to $24.90 per month | Only with the UltraSecure+Credit plan | $1 million |
Lifelock | $7.50 to $19.99 per month for one adult. Family plans start at $32.99 monthly, paid annually | Only with Ultimate Plus | Up to $3 million |
Identity Guard | $8.99 to $29.99 per month for individuals, paid monthly | Only with Total and Ultra plans | $1 million |
LifeLock
LifeLock offers several plans for you to choose from, and they have different services. The plans start at $7.50 per month for an individual. It also offers higher identity theft insurance than IdentityForce. Further, in the basic plans, you only get credit monitoring services for one bureau, and if you want all three bureaus covered, you will have to choose LifeLock Ultimate Plus.
IdentityGuard
IdentityGuard has a slightly lower starting price and insurance protection of up to $1 million. It also offers credit monitoring from all three bureaus in the Ultra plan but will provide a credit report only once a year. IdentityGuard also has three plans but does not offer specific computer protection tools. However, the maximum coverage and benefits are only available in the Ultra plan. The only drawback of IdentityGuard is that it uses IBM’s Watson artificial intelligence, which means it may share information. This is not something a lot of people might be happy with.
FAQs
How will identity theft insurance work?
With identity theft protection insurance, you will be reimbursed for the funds stolen if you are a victim of fraud.
Why do I need monitoring of all three credit reports?
It helps to monitor all three credit reports because there may be some information that is not reported in all the reports. When there is only one credit bureau monitoring, fraudulent accounts might go undiscovered for some time. Still, when all the three bureaus are monitored, there is no chance of missing any information.
What is the need for dark web monitoring?
An undiscoverable area on the internet is known as the dark web, and this is where personal information is exchanged. When this area is monitored, it will help find out if your personal details have been shared.
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Is IdentityForce legit?
If you want protection from identity theft and a high level of coverage, IdentityForce’s UltraSecure+Credit plan is of high value. You will get the maximum benefits and coverage. If you pay for an annual plan immediately, you enjoy two months of coverage for free. Weigh the risks and rewards when you consider the two plans. IdentityForce will not only notify you but also provide financial protection tools.
Decide whether you need a feature. If you can find a cost-free way to enjoy the same feature, consider whether you want to pay for it. You can always have peace of mind with the right identity protection service.
Remember, no identity theft protection program will replace personal vigilance. Hence, you need good cybersecurity hygiene to reduce the chances of your information falling into the wrong hands.
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Writer
Vandita Jadeja is a financial writer and editorial assistant at Joywallet. She loves to read and write about money and brings 7 years of experience from the financial industry. She loves coffee, mountains and sunsets.
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