Moby Investing App Review – Gain an Investment Edge
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Ready to take the plunge and begin investing your money, but worried that you lack the expertise to make the best investing decisions? Then the Moby app might be right for you. This app provides investment research, expert analysis, rankings of individual stocks and research reports to help you make the best investment decisions, whether you want to invest your money in cryptocurrencies, you’re interested in learning more about the stock market or you’re trying to develop a comprehensive investment strategy.
Moby provides plenty of services for its subscribers. But if you want to access most of them, you’ll need to pay a subscription fee. Is Moby worth it? We think so. And if you’re not satisfied, Moby offers a 30-day money-back guarantee.
How does Moby work and what does it provide? Read our review to find out.
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What is the Moby app?
You can download the Moby investment app from Google Play or the App Store. You can then sign up for a premium plan to access the research reports, stock picks and investment advice that Moby offers.
What is the Moby app? You might call it a stock-picking app, one that helps you find top- performing stocks and crypto in which to invest. But it might be more accurate to think of Moby as a complete investment research service. The goal of Moby is to help its customers make the best investing decisions by providing educational content and stock-ranking services.
Moby provides a host of services with its premium membership. This includes three stock picks a week, monthly crypto research, quant model portfolios, a morning financial newsletter, an end-of-day report, video and audio reports, market alerts, sector rankings and various courses and stock-picking lessons.
An interesting feature? Moby tracks the trades that all sitting U.S. politicians make. Moby aggregates this data in an easy-to-understand dashboard and provides its customers with weekly updates on what the most powerful politicians are trading. Hedge funds are required to report their trading activity to the SEC on a quarterly basis.
Moby takes advantage of this by offering its hedge fund tracker, creating reports on the trades that hedge funds are making and delivering them to their customers each month. With a premium membership, you'll also get access to the Flagship Pod, Moby's weekly financial news podcast, which covers a host of topics, including market updates, investment advice and tips for beginners and advanced investors alike.
Is Moby Premium worth it, then? If you take advantage of the advice from the Moby team, you have a good chance of making sound investments. Moby has a good track record when it comes to stock picks that increase in value over time. This mobile app gives you a good chance of realizing true growth potential with your investments.
Top-rated investing insights app for busy professionals
- Stock Recommendations that have beaten the S&P 500 by over 12% - Past 4 years & counting.
- Jargon-free market news with stock research, actionable in just 3-5 minutes.
- Data-drive analysis and personalized recommendations to empower you to make smarter investment decisions.
How does the Moby investment app work?
As with most investment apps, it’s easy to sign up for the Moby investment app. First, log onto Moby’s home page. That will bring you to this screen: Once here, click on the blue “Get Started” button to create a premium account. That will bring up this page:
To get started on creating your account, click on either green “Act Now” button. Once you do, you’ll be taken to Moby’s payment page, where you will complete your premium membership sign-up.
You’ll need to enter your email address and decide whether you want to pay with a credit card, Google Pay or PayPal account. Once you’ve provided this information, click on the “Complete my purchase” bar at the bottom of the screen.
Once you do this, you’ll be ready to start using Moby’s premium service, which will give you access to financial information about stocks, cryptocurrencies, ETFs, bonds and other investment vehicles.
How much does Moby cost?
Moby is not free. Usually, the cost of an annual membership with Moby is $199.95, a fee that gives you access to the app’s premium services.
As of the writing of this story, though, Moby was offering a 10% discount to new members. That discount would lower the first-year fee of an annual membership to $179.95. However, when new members renew, they will have to pay the full price for their next annual membership.
Moby offers a 30-day money-back guarantee. If you decide within 30 days that you don't like your Moby premium service, you can cancel, and Moby will refund you what it says is "every penny" of your subscription.
There is a free version of Moby. But if you don’t sign up for a premium membership, you won’t have access to most of the app’s more interesting features. You will, though, receive its morning newsletter, a valuable tool for investors.
Features of the Moby investment app
The Moby mobile app comes with a host of features. Here are some of the more interesting:
Stock picks. The main feature of Moby? The stock picks it provides. The Moby team includes former hedge fund analysts who recommend stocks and create short reports that include date and price targets. Moby's stock reports are known for being simple to read and understand, which makes choosing the right stocks an easier task. Moby's stock picks have tended to perform well over the years.
Lessons and courses. Moby offers subscribers online courses and lessons designed to improve their investing skills. Moby says that it offers virtual lessons that can help everyone from beginners looking to learn the basics of investing to more advanced investors who want to learn professional trading strategies.
Three stock picks every week. Moby will deliver three new stock picks to your phone each week. All reports come with analysis and price targets.
Monthly crypto research. Moby analysts offer detailed reports of the performance of a variety of cryptocurrencies.
Political trade tracking. If you're interested in learning more about the investing activity of U.S. politicians, Moby delivers. Subscribers can access an online dashboard that provides weekly updates on the trades made by U.S. politicians.
Morning newsletter. Moby sends members a newsletter each month. According to Moby, the newsletter includes the three most important items you need to know for the day. These newsletters are designed to be read in under three minutes.
End of day report. Moby also sends members an end-of-the-day report each day. This report, designed to be read in under five minutes, recaps the biggest investing news of the day and provides a preview of the big news to come the next day.
Top-rated investing insights app for busy professionals
- Stock Recommendations that have beaten the S&P 500 by over 12% - Past 4 years & counting.
- Jargon-free market news with stock research, actionable in just 3-5 minutes.
- Data-drive analysis and personalized recommendations to empower you to make smarter investment decisions.
Who should subscribe to the Moby investment app?
Investors of all levels
The Moby app offers solid stock-picking advice whether you’re a novice or more experienced investor. The company’s reports are quick reads that aren’t filled with industry jargon. And its stock picks have performed well historically.
Those willing to spend for better features
Though Moby does offer a free version of its app, you’ll unlock its best features by signing up for a premium membership, which costs $199.95 a year. If you’re willing to pay that fee, you’ll gain access to Moby’s stock picks, a hedge fund tracker, cryptocurrency reviews, a political trade tracker and more.
Those who don’t need a lot of handholding
While Moby provides newsletters, online investing lessons and stock picks, it doesn’t provide individual advice like a stockbroker would. Moby is a good choice, though, if you’d like to invest on your own and are looking for expert advice to help you make stock and investment decisions.
Who shouldn’t subscribe to the Moby investment app?
Those who want a complete trading experience
It’s important to remember that Moby is not a brokerage. You can’t buy and sell stocks through the Moby app.
Those who need a lot of customer service
Moby is a mostly DIY affair, meaning that you’ll need to learn how to use the app mostly on your own. You can contact customer support, but users of the Moby app typically need to explore and learn about its features on their own.
Those who want a completely free experience
Moby’s best features don’t come free. You’ll need to pay for a premium subscription if you want to access them. You can pay either on an annual basis or monthly, with the annual payment costing less. If you want completely free investing advice? You’ll need to seek out a different app.
Moby investing app pros and cons
Like all investing apps, Moby comes with both pros and cons, though we believe that the positives of this app outweigh the negatives.
Pros
- Moby recommends three stock picks each week.
- The app provides plenty of educational content, including visual lessons and tutorials.
- You’ll also gain access to Moby’s personal finance and financial news podcast.
- You can track the performance of hedge funds, cryptocurrencies and political trades with the Moby app.
- It’s easy to sign up and begin using the app.
Cons
- The Moby app’s premium version is not free. Users might consider the $199.95 yearly subscription fee to be too steep.
- The Moby app offers limited customer service.
- You can’t make trades directly from the app.
Moby vs. the competitors
How does Moby stack up against other investing apps? Here’s a look at how it compares to three competitors.
Investment app | Price | Stock recommendations each month | Other services |
Moby | $199.95 each year | Three stock picks each week | Access to reports, a podcast, political trade tracker, hedge fund tracker |
Motley Fool Stock Advisor | $99 for new members, $199 a year after this initial year | Two new stock recommendations each month | Investment guidance, stock reports |
Stock Rover | $79.99 to $279.99 a year, depending on plan level | N/A | In-depth metrics, portfolio analysis, historical trend tracking |
Seeking Alpha | $499 a year for Seeking Alpha Picks; $738 a year for a combination of Picks and Seeking Alpha Premium. | Two stock recommendations each month | Research and analysis of stocks, ETFs and cryptocurrencies. |
Motley Fool Stock Advisor
Motley Fool is well known for its news site and financial advice. The company also offers Motley Fool Stock Advisor, an online stock-picking service that operates a bit like Moby.
Stock Advisor provides members with two stock recommendations each month. But you can also review past recommendations, giving you access to several stocks that Motley Fool's researchers consider valuable.
You'll pay $99 for your first year of membership. After this, Motley Fool's Stock Advisor's yearly price rises to its standard cost of $199 annually. In addition to the stock picks, Stock Advisor provides members with research reports and financial news. Stock Advisor's recommendations are based on Motely Fool's core investing philosophy that investors buy shares of at least 25 stocks and hold them for at least five years.
Stock Rover
Stock Rover, another investing app, says its screener service sets it apart from competitors. With Stock Rover's screening strategies, you can find stocks and ETFs that meet specific guidelines that you select. You can also choose from more than 140 pre-built screeners that cover all investment strategies.
Stock Rover's free service offers information on more than 8,500 North American stocks and coverage of 4,000 ETFs and 40,000 mutual funds. You can also purchase the Essentials plan for $79.99 a year, which includes five years of detailed financial history, flexible stock screening, watchlist tracking and real time text and email alerts.
Stock Rover's Premium plan costs $179.99 a year while its Premium Plus plan costs $279.99 each year. This plan includes extras such as stock ratings, valuation charts, ratio charts, detailed portfolio analysis and equation screening.
As an advanced stock screener and research tool, Stock Rover is designed more for experienced investors. These users rely on Stock Rover to compare the performance of stocks over time. They are not looking for simple stock recommendations.
Seeking Alpha
Seeking Alpha claims that it is the world's largest investing community and that its stock recommendations are fuelled by crowdsourcing the advice of a large crowd of investors. You can receive stock picks by signing up for Seeking Alpha's Alpha Picks service. This is a newsletter that provides stock recommendations and is designed for Seeking Alpha members who don't want to do their own research but would rather receive stock recommendations researched by financial experts.
Through this service, Seeking Alpha releases a recommended stock two times a month. These stocks all have one of Seeking Alpha's highest "Quant Ratings." The service is not cheap, costing $499 a year.
You can also subscribe to Seeking Alpha Premium, which gives you access to Seeking Alpha's research. You can link your brokerage account to Premium to get ratings on your stocks and alerts on when it's best to sell the stocks in your portfolio. This service costs $239 a year.
If you subscribe to both Premium and Alpha Picks, that will cost you $738 a year.
Top-rated investing insights app for busy professionals
- Stock Recommendations that have beaten the S&P 500 by over 12% - Past 4 years & counting.
- Jargon-free market news with stock research, actionable in just 3-5 minutes.
- Data-drive analysis and personalized recommendations to empower you to make smarter investment decisions.
Is Moby a trading platform?
No. You can’t make trades directly through Moby. Moby is a stock-picking and research company that helps users choose stocks or cryptocurrencies in which to invest.
Is Moby free?
Moby does offer a free version of its service, but to access its top features, you’ll need to sign up for Moby Premium, which costs $199.95 a year.
Is Moby designed for beginning investors?
Moby says that its service can benefit both new and more experienced investors.
How many stock picks will Moby recommend?
With its premium service, Moby will send three stock recommendations every week. These recommendations will come with research and analysis.
The bottom line
If you want to invest but you’re not sure which stocks or cryptocurrencies are the best choice? Moby can help. Moby’s premium service will provide you with three recommended stock picks each week. This can help you make investment decisions without having to do the research on your own.
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Writer
Dan Rafter is a freelance writer who has more than 20 years experience covering personal finance. He's written for the Chicago Tribune, Washington Post, Bankrate, CreditCards.com, Rocket Mortgage, NortonLifeLock and several others.
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